Mortgage Refinance
Interested in a mortgage refinance? Find out if a refi could lower your monthly mortgage payment.
Refinance Basics
Latest Articles
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Mortgages for retirees and older adults
It can be tougher to qualify. Here’s why, and how to bridge the gap.
8 min read Apr 07, 2025 -
How much equity do you need to refinance?
There are many refinance options based on level of equity.
4 min read Apr 04, 2025 -
Does refinancing a mortgage hurt your credit?
Yes, it can ding it, sometimes dramatically. But there are ways to minimize the drop.
7 min read Apr 03, 2025 -
VA loan refinance: What is it and how does it work?
If you qualify, a VA refinance can be a great way to snag a low rate.
6 min read Apr 02, 2025 -
Mortgage seasoning: What is it and what are the requirements?
It means you need to have money on hand to get a mortgage. And like fine wine — the longer, the better.
4 min read Apr 01, 2025 -
VA cash-out refinance: How it works and what to consider
A VA cash-out refinance can help you save money, but it isn’t free.
5 min read Mar 28, 2025 -
I’m well into paying off my mortgage. Should I still refinance?
You need to crunch numbers to see if a refi makes sense.
4 min read Mar 27, 2025 -
Loan modification vs. refinance: Which option is best for you?
The bottom line: You can choose to refinance, but you’re forced into a loan modification.
5 min read Mar 26, 2025 -
Should you refinance with the same lender?
Find out if your lender can offer you a better deal.
5 min read Mar 25, 2025 -
What credit score is needed to refinance your mortgage?
If you have bad credit, you need to find ways to compensate for the additional risk.
4 min read Mar 24, 2025