Bankrate's Latest News

Is it still too soon for the Fed to cut rates?

It’s shaping up to be a challenging year for the U.S. economy.

Here’s why Fed officials are so concerned about the trade war right now.

Bankrate’s latest Economic Indicator survey finds economists are revisiting Fed policy predictions.

But the revision was less than economists thought it would be.

Many Americans have misconceptions about how to handle a credit card they aren’t using anymore.

For 99 cents per withdrawal, users can move money from their account into another within minutes.

With the best job market in decades, the Fed is wondering why there isn’t more inflation.

A tough mix of rising prices and weak hiring is leaving the Fed with no easy way out.

In this era of no-fee banking, pesky fees still exist. Here’s how to avoid them.

Compare the best high-yield savings rates as of September 12, 2025.

Compare the best high-yield savings rates as of September 11, 2025.

Prices rise and fall all the time in the U.S. economy. It’s not always inflation.

Upcoming Medicaid cuts may make it harder for disabled people to save money.

Compare the best high-yield savings rates as of September 10, 2025.

Withdrawing cash at an out-of-network ATM? Be prepared to pay more than ever.

Mortgage rates drop in hopes of a Fed rate cut

The August jobs slowdown sets the stage for a Fed cut and brought mortgage rates to their lowest levels of the year.

With a big Federal Reserve decision on the horizon, does it make sense to refinance your mortgage now, or wait?

Bankrate analysts and others weigh in on what to expect for mortgage rates in 2025 and beyond.

Mortgage rates inch up despite hopes for a Fed rate cut

Buying a house in cash — even if it means liquidating investments — offers a guaranteed return. But you’ll likely earn more by staying invested.

In some housing markets, you may have room to ask for a price reduction. Here’s how.

Mortgage rates are at their lowest levels of the year. These tips can help you maximize the drop.

View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.

Here’s how to get more out of your credit card while traveling.

Your credit card might not work in a foreign country. Here are some tips when traveling.

A credit card can be a good financial tool. When should you get one?

Regardless of the amount, spending beyond your credit limit is generally a bad idea.

Those who apply for a Southwest card for a limited time can earn a Companion Pass by meeting the welcome bonus requirement.

The program offers personalized tasks and monthly progress checks.

American credit card balances rose to $1.13 trillion in the last quarter of 2023

Since you likely didn’t have a federal student loan payment due for about five years, it’s understandable that your on-ramp to repayment might not have been a straight shot. You’d even be forgiven [...]

These college towns offer the most value for your education budget.

By all counts, the past month hasn’t been kind to small business owners.

When I was learning to play the piano, I had to endure the agony of music theory books — they were tedious but necessary lessons that helped me understand how to read and play music. Similarly, financial [...]

In some cases, BNPL may be a safer bet financially than a personal loan.

Recent changes in immigration enforcement efforts are impacting small-business customer bases and workforce.

Due to high rates of student loan delinquency, nearly 60 percent of America’s HBCUs could lose access to federal aid.

Borrowers in certain states will see balances grow very quickly.

Extreme weather puts more than a quarter of all U.S. homes at risk.

Experts say that 2024 saw record insurance shopping, even among loyal customers.

Could you be overpaying for insurance? Maybe! Here’s what to do about it.

Could you pay your deductible if you had an insurance claim?

These deductibles are calculated as a percentage of your coverage limit.

Insurance companies may be taking advantage of states with limited regulation.

Bankrate explores what dorm insurance is and if your student needs it.

Has inflation left you underinsured? Bankrate investigates.