Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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The ultimate guide to American Express Membership Rewards
Amex Membership Rewards points are some of the most flexible points available.
7 min read Aug 15, 2025 -
What is a secured credit card and how does it work?
Secured credit cards require a cash deposit in exchange for a small line of credit.
7 min read Aug 11, 2025 -
What to know about personal loans protection insurance
Though it provides added coverage, credit insurance is most likely not worth the cost.
4 min read Aug 11, 2025 -
How to borrow with confidence by untangling and unlearning debt avoidance
Debt doesn’t have to be shameful — it can be part of your wealth-building strategy.
3 min read Aug 11, 2025 -
Frequent flyer guide to Delta SkyMiles
You can earn plenty of savings through Delta’s SkyMiles program.
13 min read Aug 08, 2025 -
How to pay off a debt in collections
Take these steps to pay off lingering debt.
5 min read Aug 04, 2025 -
Effective strategies for getting out of debt
Take your debt payoff journey one step at a time.
7 min read Aug 02, 2025 -
How requesting a credit limit increase affects your credit
Getting a boost to your credit line can be helpful for your credit score.
7 min read Aug 01, 2025 -
Cash in as a couple: How to get on the same page about money
The CRUSH method can help you build financial intimacy and align your money goals.
6 min read Jul 29, 2025 -
How does a debt management plan affect applying for loans?
A debt management plan shouldn’t prevent you from getting credit.
7 min read Jul 28, 2025