Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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What a Biden presidency means for your money, taxes and the economy
Biden will be focused on handling the coronavirus pandemic and the recession.
10 min read Nov 11, 2020 -
How to remove negative items from your credit report
If your credit score is not where you want it to be, you probably already know that it is the negative items on your credit report that bring your score down the most. These items will fall off eventually, [...]
5 min read Nov 05, 2020 -
Ask Bankrate: Is the new 0.5 percent refinance fee here to stay?
A reader asks: Do you see the new fee on refinancing mortgages being permanent?
6 min read Oct 23, 2020 -
Ask Bankrate: Are reverse mortgages risky? Is it smart to refinance one?
There are many misconceptions about reverse mortgages. Here’s why Bankrate’s expert is a fan of the product.
6 min read Oct 16, 2020 -
Ask Bankrate: Saving for a down payment. Where should I keep my money?
A reader asks where to put money intended to be used for a home down payment.
4 min read Oct 09, 2020 -
Ask Bankrate: How much do you need in savings to buy a home?
A prospective homebuyer wants to know how much savings is needed.
5 min read Oct 02, 2020 -
Survey: Top economists see unemployment rate holding above pre-pandemic levels into 2021
While economists were more optimistic, they weren’t without doubts about the risks to the outlook.
7 min read Oct 01, 2020 -
What is rapid rescore?
Everyone knows that the rate you get on your mortgage can cost or save you thousands over the term of your home loan. But did you know that you may be able to influence (lower) that rate while you are [...]
5 min read Oct 01, 2020 -
Ask Bankrate: When will yields on savings and money market accounts stop falling?
One Bankrate experts suggest deposit yields may be close to bottoming out.
5 min read Sep 25, 2020 -
Survey: Nearly half of Americans say their top financial priority is getting caught up or staying current on bills
About 46 percent of Americans name paying bills as their top priority.
4 min read Sep 23, 2020