Buying A Home
Buying a home is a big step. Here is advice, rates and more to buy the home of your dreams.
Latest Articles
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Mortgage bankers: Who they are and what they do in home lending
Here, we explore what mortgage bankers do in the process of getting a home loan.
4 min read Jun 02, 2025 -
What is a mortgage commitment letter and how does it help buy a home?
It means you’ve got financing to buy a home — probably. But it’s far from a done deal.
8 min read May 29, 2025 -
Bigger isn’t always better for homebuyers facing rising costs
The stats look bleak, but experts caution that if you can afford to buy, getting a smaller home is better than waiting on the sidelines.
3 min read May 28, 2025 -
What is lender-paid mortgage insurance?
LPMI allows you to forgo mortgage insurance, but you’ll have to stomach a higher interest rate.
4 min read May 28, 2025 -
What is owner financing?
The seller playing lender can help buyers, but there are risks on both sides.
5 min read May 22, 2025 -
Does buying a home in retirement make sense?
If you’re retired, buying a house may seem a little daunting, especially if you’re looking at getting a mortgage. Yet, homeownership remains a powerful aspiration even among older Americans. In fact, [...]
5 min read May 21, 2025 -
How much flood insurance do mortgage lenders require?
If you need a mortgage for a home in a flood zone, your lender will likely require you to purchase flood insurance.
4 min read May 20, 2025 -
‘Marry the house, date the rate’: Smart strategy or outdated advice?
When mortgage rates began rising in 2022, Americans responded by buying fewer homes. In an attempt to spur reluctant buyers to set aside their fears and make a move, many in the housing industry have begun [...]
4 min read May 20, 2025 -
Why recession fears shouldn’t derail your homebuying plans
Unless you have specific reasons to be concerned about your job, a recession may actually be a good time to buy a home.
4 min read May 20, 2025 -
How a mortgage credit certificate (MCC) lowers the cost of borrowing
Mortgage credit certificates aim to make owning a home a more affordable reality.
6 min read May 20, 2025