Ask Bankrate is a recurring feature where Bankrate’s experts answer your financial questions.

Homebuyers are finding themselves harassed by over-eager lenders, but a new bipartisan effort could curtail the phone calls, texts and emails.

Use Bankrate's loan comparison calculator to get a clear picture of all relevant costs.

Beverly Harzog is a nationally recognized consumer finance analyst, credit expert and host of the Your Personal Economy podcast. She's also the bestselling and award-winning author of five personal finance books.

Interested in getting a cash-out refinance? Find and compare cash-out refinance rates from Bankrate's wide selection of lenders.

Find current 10-year refinance rates and compare lenders to get the best rate.

Here is Bankrate's latest round-up of financial questions from our readers. View our answers for insight on what could happen to real estate prices, where CD rates and mortgage rates are headed, and where the unemployed can find relief.

Suzanne De Vita is a senior editor on Bankrate’s Home Lending team, focusing on mortgage and real estate topics for homebuyers, homeowners, investors and renters.

Peter G. Miller

Using your home to secure a loan can have tremendous benefits if you do it right. Here's how a second mortgage works.

Bankrate provides comprehensive FHA mortgage resources including current FHA loan rates, best FHA mortgage lenders and more!

Bankrate provides comprehensive FHA mortgage resources including current FHA loan rates, best FHA mortgage lenders and more!

Bankrate provides comprehensive FHA mortgage resources including current FHA loan rates, best FHA mortgage lenders and more!

Bankrate provides comprehensive FHA mortgage resources including current FHA loan rates, best FHA mortgage lenders and more!

Before choosing a mortgage offer, shop around for lenders and compare rates. Comparing mortgage offers can save you thousands.