A 3/1 ARM is a common type of 30-year adjustable-rate mortgage. The rate is fixed for three years, then adjusts annually for 27 years.

Hoping to refinance your high mortgage rate in today’s volatile market? Here are a few things to look out for.

Thomas is a well-rounded financial professional, with over 20 years of experience in investments, corporate finance, and accounting. His investment experience includes oversight of a $4 billion portfolio for an insurance group. Varied finance and accounting work includes the preparation of financial statements and budgets, the development of multiyear financial forecasts, credit analyses, and the evaluation of capital budgeting proposals. In a consulting capacity, he has assisted individuals and businesses of all sizes with accounting, financial planning and investing matters; lent his financial expertise to a few well-known websites; and tutored students via a few virtual forums.

Guaranteed loans are a critical part of the mortgage marketplace, and it’s easy to see why. Here’s what to know.

Mortgages account for almost three-quarters of household debt, but far fewer are taking on new ones these days.

If you're buying a home, make sure your mortgage lender is the best. Online, traditional, fast closing... Whatever you're looking for, we found the best.

With a big Federal Reserve decision on the horizon, does it make sense to refinance your mortgage now, or wait?

A graduated payment mortgage is a type of loan that can be beneficial to certain kinds of borrowers. Learn if it's right for you.

A jumbo loan is actually a type of conventional loan — but it's nonconforming, because it's for an amount higher than the typical limit.

Use this free debt calculator to determine the fastest and easiest way to pay down your debts.

How do interest rates affect home prices? And how are rising interest rates impacting the housing market today? Find out more here.

John Stearns, CMC, CRMS is a Senior Mortgage Loan Originator with American Fidelity Mortgage.

What if you could buy a home today, but lock in a mortgage rate from 2021? This startup can help make that happen.

Greg McBride, CFA, is the Chief Financial Analyst for Bankrate.com, leading a team responsible for researching financial products, providing analysis, and advice on personal finance to a vast consumer audience.

Experts see the 10-year Treasury yield climbing to 1.9 percent a year from now, according to the average forecast in Bankrate’s Third-Quarter Economic Indicator poll. Meanwhile, the majority of experts (63 percent) say the Federal Reserve will keep interest rates at rock bottom over the next 12 months, though that’s the smallest majority since the coronavirus pandemic began.