DJ has been writing about all things money since 2011. He's self-published five ebooks, worked with dozens of financial professionals as a ghostwriter and authored thousands of blog posts across the Internet.

Ana Staples is a lead reporter at Bankrate and writes about credit cards and credit advice. She entered the credit industry contracting with Experian in 2019 and has since written about credit cards and other personal finance topics for numerous publications, including CNBC Select, Buy Side from WSJ and CNET.

Bents has experience with student loans, affordable housing, budgeting to include an auto loan and other personal finance matters that greet all Millennials when they graduate.

Nicole Dieker has been a full-time freelance writer since 2012—and a personal finance enthusiast since 2004, when she graduated from college and, looking for financial guidance, found a battered copy of Your Money or Your Life at the public library. In addition to writing for Bankrate, her work has appeared on CreditCards.com, Vox, Lifehacker, Popular Science, The Penny Hoarder, The Simple Dollar and NBC News. Dieker spent five years as writer and editor for The Billfold, a personal finance blog where people had honest conversations about money. Dieker also teaches writing, freelancing and publishing classes and works one-on-one with authors as a developmental editor and copyeditor.

Steve Dashiell has edited and written about personal finance for over 5 years, most of those centered around credit cards. Having experienced a few financial missteps following high school, Steve is dedicated to creating helpful, informative content that remains accessible to those who will benefit from it most.