Make a budget to pay off your debt before the promotional period ends and look into the terms of a balance transfer offer.

Find the most popular topics, articles and tools on Bankrate.com. From mortgage rates and credit card reviews to bank ratings and financial calculators, use these resources to make informed financial decisions.

Site map for Bankrate.com

Find out the difference in interest between a fixed payment and the minimum credit card payment with Bankrate's financial calculator.

If you're carrying a balance on your credit card, residual interest can sneak up. Here's what residual interest is and how to avoid it.

Discover and Capital One recently joined forces, but which issuer has the better cash back, balance transfer, travel and credit-building cards? A Bankrate credit cards expert breaks down the contenders.

The Citi Simplicity® Card offers one of the longest zero-interest periods of any balance transfer credit card. You could save hundreds by consolidating debt with this card.

Is a balance transfer right for you? Consider the pros and cons of balance transfers before committing to a new card.

Find out how to do a balance transfer in five easy steps and save money on high-interest credit card debt with a 0 percent introductory APR.

Manage your debt with advice and tools from Bankrate.com. Find out how to consolidate your debt, apply for debt relief and more.

Joey Robinson is a credit cards contributor for Bankrate and upon graduating with a Bachelor’s degree concentrated in Finance, Joey worked at “Big Four” (Ernst and Young) accounting firm before exploring the world of credit cards. Over the past two years, he’s shared his expertise and has brought understanding to complex topics as a writer and editor for sites like Bankrate, CreditCards.com and NextAdvisor. His advice on avoiding common credit card fees, top balance transfer tactics and more financial tips have been featured on MSN Money and other various news publications.

How does bad credit impact your physical and mental health? And how can you better manage the situation to get out of debt?

This guide highlights benefits of the BankAmericard, including debt-saving intro APR offers and minimal fees.

There’s no quick-fix solution for getting out of credit card debt, but you can find a strategy that works for your situation.

The Citi Diamond Preferred Card is a no-annual-fee credit card with one of the longest intro APR offers on the market.