Allie has written about personal finance and covered credit cards extensively for more than 10 years. Allie covers avoiding credit card debt, choosing credit cards wisely and earning and maximizing credit card rewards.

Ana Staples is a lead reporter at Bankrate and writes about credit cards and credit advice. She entered the credit industry contracting with Experian in 2019 and has since written about credit cards and other personal finance topics for numerous publications, including CNBC Select, Buy Side from WSJ and CNET.

Sarah Brodsky is a freelance writer specializing in personal finance and economics. She has more than 12 years of experience writing about credit, consumer banking and investing. Sarah writes for Credit Karma and Impactivate, and her clients have included Glassdoor and the Institute for Humane Studies. Her articles have been published by Haven Life, KeyBank, Investopedia, First Citizens Bank of Raleigh, North Carolina and the Coosa Valley Credit Union.

Ted Rossman is a senior industry analyst at Bankrate. He focuses on the credit cards industry, the economy and banking to help consumers maximize their rewards, get out of debt and invest in their futures.

Holly Johnson writes expert content on personal finance, credit cards, loyalty and insurance topics. In addition to writing for Bankrate and CreditCards.com, Johnson does ongoing work for clients that include CNN, Forbes Advisor, LendingTree, Time Magazine and more.