A mortgage application includes a variety of personal and financial information about the borrower, as well as the property they're purchasing.

If you’re shopping for a mortgage, you’ll likely come across the term “APR,” which stands for annual percentage rate. Here’s what it means.

Sin City’s booming population growth means its housing market is still competitive — and prices are falling.

Does a bank failure affect your mortgage? It depends on how far along you are in the process of getting a loan.

Home values in June continued to grow, but the market is slowing, according to the Case-Shiller Home Price Index.

With both a mortgage and a home equity loan, you’re borrowing money and committing to repaying it, with your home as collateral.

It’s probably your biggest expense every month. If you’re struggling with your mortgage payment, there are ways you can lower it.

Here are some of the best jumbo mortgage lenders in 2025.

Is a reverse mortgage right for you? Here are the positives and negatives to this unique type of loan.

If you don’t qualify for a conventional mortgage, there are plenty of other ways to finance a home purchase. Here are six to consider.

Rick is the Founder and CEO of CJ Patrick Company, a market intelligence firm for companies in the real estate and mortgage industries. An acknowledged subject matter expert on the housing economy, Rick has been one of the country’s most frequently quoted sources on the U.S. economy, real estate, mortgage and foreclosure trends for the past 25 years, and has appeared on ABC, Bloomberg, CBS, CNBC, CNN, Fox, NBC, and NPR, and been featured in dozens of print and online media outlets such as the Wall Street Journal, New York Times, Yahoo! Finance, and HousingWire.

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Use Bankrate.com's free tools, expert analysis, and award-winning content to make smarter financial decisions. Explore personal finance topics including credit cards, investments, identity protection, autos, retirement, credit reports, and so much more.

Use Bankrate.com's free tools, expert analysis, and award-winning content to make smarter financial decisions. Explore personal finance topics including credit cards, investments, identity protection, autos, retirement, credit reports, and so much more.