Bad debts don't contribute to your overall financial well-being. With careful planning, you can get rid of unnecessary debt.

Looking to pay down credit card debt? Bank of America offers several cards with intro balance transfer offers. Here's how take advantage.

Learn how much you can transfer with a balance transfer credit card and how to increase your credit limit.

The BankAmericard extends its introductory APR promotion from 18 to 21 months. Learn more about the terms, perks and benefits of this card.

Garrett Yarbrough writes credit card reviews, comparisons and guides for Bankrate. He has comprehensively researched the current credit card market and past offers for over five years in order to cut through the noise and put everyday people first.

Steve Dashiell has edited and written about personal finance for over 5 years, most of those centered around credit cards. Having experienced a few financial missteps following high school, Steve is dedicated to creating helpful, informative content that remains accessible to those who will benefit from it most.

Deciding between Chase and Wells Fargo as your credit card issuer? Check out our comparison of the features and benefits offered by both.

Using a personal loan to pay off credit card debt can be a huge financial relief—but is a personal loan your best option?

The Discover it® Balance Transfer card is a great fit for those looking to both earn rewards and pay down debt with a 0 percent intro APR balance transfer offer.

If you’re looking for a no-frills balance transfer card with a 0 percent introductory APR, consider choosing the Citi Simplicity Card or U.S. Bank Visa Platinum Card.

The effects of financial abuse can be long-lasting. Here are steps you can take to establish your financial independence and help ensure long-term financial health.

Credit utilization reflects the amount of your total credit you are using and is a big part of your credit score.

Are you in more credit card debt than you can handle? Find out how one couple paid off tens of thousands in 18 months.