A great balance transfer credit card option for borrowers looking to transfer a balance from high-interest cards.

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A no-frills card that does not offer rewards but advertises a low range of APRs, making it a good card if you anticipate carrying a balance.

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Get current credit card interest rates and recent rate trends from Bankrate.com.

While the Citi Diamond Preferred doesn’t offer perks or rewards, it has a great intro APR offer on balance transfers and has no annual fee.

Citi Simplicity offers one of the longest 0% intro APR balance transfer periods on the market. Here’s what to know about this card's benefits

With no annual fee and a 0 percent intro APR offer, the BankAmericard is a good choice for those looking to pay down debt.

A new survey from CreditCards.com finds that 59 percent of all credit card holders currently carry a balance on at least one card. Among those who are in debt, 56 percent have been so for at least a year. And it doesn’t end there: 37 percent have been in debt at least two years, 23 percent have been in debt for at least three years and 14 percent have held onto their debt for at least five years.

Consider the Citi Double Cash Card if you want to earn a flat rate of cash back or if you have high-interest debt to consolidate.

The Wells Fargo Reflect offers perhaps the longest intro APR period on purchases and qualifying balance transfers, but always pay on time to keep this stellar intro APR.

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