How long an accident stays on your record depends on state laws, but most insurance companies only look back three to five years.

What is collateral assignment of life insurance? Bankrate can help you understand.

Homeowners looking for a unique provider and discounts should check out Hippo.

Learn how long you have to report an accident to your insurance. Bankrate explains and gives each state’s timeline.

Does your car need a photo inspection for insurance? Bankrate has answers.

What is business travel insurance? Here's what you need to know about travel insurance policies and whether or not they're right for you.

How to negotiate with a car insurance company after a total loss.

Looking for the best homeowners insurance in New York? Bankrate can help.

Bankrate’s insurance team found the best home insurance companies in San Diego.

Stabilized car insurance doesn't mean cheaper rates.

Could high-risk factors make you uninsurable for life insurance? Bankrate explains.

Looking for the best home insurance in Wyoming? Bankrate can help you find it.

Need to know more about SR-22s in California? Bankrate has you covered.

Is Heritage homeowners insurance right for you? Learn more with Bankrate.

Jessica Gibson is an insurance writer with almost a decade of digital publishing experience.