Kay Bell is an award-winning journalist, blogger and author who, after spending almost 20 years in Washington, D.C., working on both Capitol Hill and in Fortune 500 companies' government relations offices, decided to focus on taxes. Noted for her ability to translate tax talk into money-saving English, she helped Bankrate.com in 1999 launch its comprehensive and respected tax coverage. From her career start as a daily newspaper reporter and editor in her native West Texas, Bell has written personal finance pieces for magazines, is the author of the Financial Times book "The Truth About Paying Fewer Taxes," and publishes an award-winning blog, "Don't Mess With Taxes."

Jessica Lawlor is a writer and editor with more than 15 years of experience.

Joey Robinson is a credit cards contributor for Bankrate and upon graduating with a Bachelor’s degree concentrated in Finance, Joey worked at “Big Four” (Ernst and Young) accounting firm before exploring the world of credit cards. Over the past two years, he’s shared his expertise and has brought understanding to complex topics as a writer and editor for sites like Bankrate, CreditCards.com and NextAdvisor. His advice on avoiding common credit card fees, top balance transfer tactics and more financial tips have been featured on MSN Money and other various news publications.

John Schmoll is a former stockbroker with 15 years of experience in finance and business writing. Schmoll is passionate about helping readers achieve their financial goals, whether that’s paying down debt, learning to invest, maximizing credit card rewards, saving or earning more money.

Jordan Bishop is a former contributor for Bankrate. He discovered the power of credit cards at a young age. His first splash into travel hacking came with the wildly viral launch of Yore Oyster, which landed him national media attention and more than a million frequent flyer miles.

Jessica Gibson is an insurance writer with almost a decade of digital publishing experience.

John Puterbaugh is a senior director for editorial for Bankrate, where he leads coverage of consumer lending, credit cards, student loans, and other related topics.

Julian Dossett

Julia Carpenter is an award-winning writer and reporter living in Brooklyn, New York. Her work has appeared in Esquire, The Wall Street Journal and numerous other publications. You can find her book The New Rules of Money at your local bookstore.

Jim Probasco

Liliana is an editor and journalist with a background in feature writing on the Bankrate Credit Cards team.

Kacie Goff

Libby Wells

Lauren Ward

Karen Roberts