Bankrate's home insurance calculator helps you estimate your monthly costs based on factors that affect your rate.

Use this guide to learn the basics to both permanent and term life insurance policies.

Finding life insurance while recovering from addiction is hard. Bankrate can help.

Life insurance comes with a number of advantages. One of the biggest draws is being able to financial support your family members after you pass away. Most life insurance policies include a death benefit, which your beneficiaries receive after your death. That money can be used to cover funeral expenses, repay outstanding debts and replace lost income.

Natasha Cornelius, CLU, is an editor for Bankrate with 15 years of experience in the insurance industry. She specializes in auto, home and life insurance.

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Explore life insurance options for the LGBTQ+ community

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Bankrate reviews Ethos Life insurance, a fast online option with no medical exam.

Learn how to choose the best term or permanent life insurance policy for you.