Poonkulali Thangavelu is a senior writer and columnist at CreditCards.com and Bankrate, addressing debt and credit card-related legal and regulatory issues.

Bankrate investing editor Johna Strickland has explained complicated topics to everyday people for more than 15 years. As an editor and journalist, she has touched on nearly every aspect of personal finance.

Tim is a freelance personal finance writer and blogger with a particular focus on credit cards and consumer lending. In 2002, he stumbled upon a copy of "The Millionaire Next Door," by Thomas J. Stanley and William D. Danko, which ignited a passion for learning and sharing fact-based money principles. Tim has a passion for demystifying personal finance and helping people live their best lives.

Lori Zaino is a contributor to Bankrate who is a freelance editor, writer and travel expert quoted in publications like Travel & Leisure and Time. Bilingual in Spanish, she's been living in Spain for more than a decade, but still prefers writing about topics like travel, finance, wellness, beauty and lifestyle in her native English.

Michelle Clardie is a seasoned investor who’s been writing professionally about saving and investing since 2017. She used the investment advice she covered to quit her day job in property tax consulting and move abroad, writing her way from one country to the next. With a Master's in Business Management and Strategy from WGU, Michelle specializes in making complex personal finance topics easy to understand.

With a passion for pet health and personal finance, Lezanne brings a unique perspective to her work, drawing from her extensive experience in both fields.

Brendan is a personal finance journalist for Bankrate who writes informative and educational content about credit cards and building credit. He works on content specifically geared toward users with bad or fair credit, and about credit cards with low-interest or 0 percent APR offers.

Brooklyn Lowery is a Senior Editor on the Bankrate credit cards team. She has more than 20 years of journalism experience and has spent the past decade helping everyday consumers approach their credit cards and personal finance decisions with confidence.

Rebekah Personius is an insurance editor for Bankrate. She coordinates the creation of educational insurance content that helps people make informed insurance decisions. Rebekah has worked in the insurance space for over a year with homeowners dealing with claim resolution after large scale losses in widely affected areas. Although her expertise is primarily centered around Property & Casualty claims, she has worked with compliance and industry experts on auto, life, home and renters insurance content since January 2020. In her down time, Rebekah enjoys staying active, learning about investing, and studying everything related to psychology. She is also currently working to finish her bachelor’s degree in Business Management through Western Governors University.

Naomi Mannino

Amelia Buckley is an insurance editor for Bankrate.com and an insurance agent with a personal lines license. She emphasizes creating informative, engaging and nuanced content to support readers in making personalized insurance decisions with confidence.

Mark Friedlander is director of corporate communications at III, a nonprofit organization focused on providing consumers with a better understanding of insurance.

Bankrate Staff

Stephanie Zito is a professional traveler, self-employed humanitarian consultant and collector of credit card points. She shares savvy travel tips that she’s learned firsthand circling the globe for more than 25 years. She’s a backpacker, expect and premium traveler who’s visited more than 130 countries and all seven continents. Her life motto is “See the world, change the world, have fun doing it!” and her mission is to inspire others along the journey.

Ruben Çağınalp is a former associate writer on Bankrate’s Home Lending team. A graduate of Fordham University, he began his professional career with Bankrate in January 2022, where he now covers the housing market, real estate and mortgages.