Dream of planting your own garden in the Garden State? Use this as your homebuying guide.

Creative, cash-strapped buyers are coming up with more affordable options than the traditional single-family home.

A first-lien HELOC is a combination mortgage and home equity line of credit. It can be both a source of cash and a way to prepay your mortgage.

American home prices have been soaring well beyond income gains for the past decade. The gap is especially wide in some markets in South Florida and California.

Why home equity loans are more popular than HELOCs right now -- and what advantages these fixed-rate products offer borrowers.

Bankrate senior editor for mortgages Bill McGuire has been writing and editing for more than four decades at major newspapers, magazines and websites.

Quantitative easing has become a familiar economic term for fending off recessions, but now the Fed finds it needs to walk back its stimulus program.

The economy can’t get much better than this. That seems to be the takeaway from Bankrate’s latest survey of top economists. Just three of the 21 experts surveyed for Bankrate’s Third-Quarter Economic Indicator see positive signs on the horizon for the U.S. economy. Most (52 percent) believe the tight labor market, rising interest rates and tariff fights could hurt people’s ability to earn wealth during the next 12 to 18 months.

View the current FHA and conforming loan limits for all counties in Alabama. Each Alabama county conforming mortgage loan limit is displayed.

View the current FHA and conforming loan limits for all counties in Colorado. Each Colorado county conforming mortgage loan limit is displayed.

View the current FHA and conforming loan limits for all counties in Kentucky. Each Kentucky county conforming mortgage loan limit is displayed.

View the current FHA and conforming loan limits for all counties in Louisiana. Each Louisiana county conforming mortgage loan limit is displayed.

View the current conforming and FHA loan limits for all counties in Florida. Each Florida county conforming mortgage loan limit is displayed.

View the current FHA and conforming loan limits for all counties in Iowa. Each Iowa county conforming mortgage loan limit is displayed.