Top checking account: nbkc bank – Personal Account
The Personal Account is a basic checking option. But that’s part of nbkc bank’s approach to making banking free and simple.
A $5 deposit is all that’s required to open the account and there are no minimum balance requirements and no fees for overdrafts or insufficient funds. Customers can visit more than 32,000 MoneyPass ATMs located in the U.S. and Puerto Rico and like the other top accounts on the list, there’s a free book of checks available once the account is opened. Account holders with the Personal Account will also earn 1 percent APY.
Though nbkc is an online bank based in Kansas, there are several physical locations local customers can visit.
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