Top online bank: Discover Bank
Discover Bank made a splash in 2019 by dropping all deposit account fees. Besides that, savers can also get a competitive rate. Right now, you’ll earn 1.70 percent APY on your savings account balance. It’s available to anyone and there is no account minimum requirement.
Discover also offers a checking account that lets customers earn cashback on their debit card purchases. Free ATM access is plentiful, too. You can use 60,000 ATMs for free across the country.
The mobile bank app is reviewed favorably. There, you can redeem rewards, check your balance, turn your debit card on and off, set up travel notifications and much more.
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