Quontic Bank offers a competitive yield. The online bank with headquarters in New York currently offers 1.85 percent APY for savers. You will need at least $500 to open the account, however.
You will earn interest with the checking account, but it’s tiered and based on your balance and how many transactions you make on your debit card. Regardless, you will have access to thousands of free ATMs nationwide. You will need to make a deposit of at least $500 to open an account.
Through its mobile banking app, you will have access to everything you would expect, like the ability to deposit a check and pay your bills.
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