Top regional bank: First National Bank of America
First National Bank of America has three branches in Michigan and its headquarters is in East Lansing, Michigan. The bank’s Personal Checking account only requires a $100 minimum requirement to open an account.
To avoid fees, you need to keep either a minimum of $100 as your daily balance or a $350 average daily balance per statement cycle.
With the First National Bank of America Statement Savings account, you’ll need at least $100 to open the account and an average balance of $199 to avoid a monthly maintenance fee.
First National Bank of America also offers competitive online CD rates with a $1,000 minimum balance requirement.
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