Top regional bank: Texas Capital Bank

Texas Capital Bank returns to Bankrate’s best regional bank list.
Its Smart Checking account scored highly for not charging a monthly maintenance fee. It also only requires a $100 to open an account.
The Consumer Savings account also requires a minimum opening balance of $100. You need to keep a $500 daily ledger balance in order to avoid a maintenance fee.
Texas Capital Bank, which has its corporate headquarters in Dallas, Texas, has banking centers in a number of locations throughout the Lone Star State.
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