Top regional bank: Valley National Bank
Valley National Bank returns to Bankrate’s best regional banks list. The bank has more than 200 branch locations in Alabama, Florida, New Jersey and New York.
Valley’s All Access Rewards Checking account has no service fees during the first year and you only need $100 to open the account. This account doesn’t have a balance requirement.
The account gives you the opportunity to earn a $240 reward in the first year, spread over 12 months. To qualify for the reward, you need to have a cumulative total of $750 or more in qualifying direct deposits per month into the account.
The Valley All Access Savings account requires a deposit of at least $100 to open an account. You won’t pay a monthly service fee if you keep an average daily collected balance of $300 per month.
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