Top savings account: Capital One – 360 Performance Savings
Capital One switched its products around in 2019 and has one of the best savings accounts, which is currently earning 1.7 percent annual percentage yield (APY).
Capital One launched its 360 Performance Savings account in September 2019. This account replaced the 360 Savings and 360 Money Market accounts for new customers.
The 360 Performance Savings debuted with an APY nearly twice what the 360 Savings offered in September 2019. The 360 Money Market offered an APY comparable to the 360 Performance Savings. But you needed at least $10,000 to earn that yield. So the 360 Performance Savings helped customers, no matter what their balance is, earn a competitive yield.
The Capital One 360 Performance Savings is an option for any saver since it has no minimum balance to open and it doesn’t have a minimum amount that you need to keep in the account.
All balances earn the same APY with the 360 Performance Savings account. The account offers a competitive APY, but isn’t the absolute highest. It was in the second-tier of the highest yields based on our research.
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