Top savings account: HSBC Direct – HSBC Direct Savings
The HSBC Direct Savings account is an account available to nearly every saver with its low minimum to open the account. The savings account only requires $1 to open it and receive a high annual percentage yield (APY), which is currently at 2.05 percent APY.
The HSBC Direct Savings account doesn’t have a monthly maintenance fee, so savers don’t have to worry about monthly fees erasing interest earnings. Customers can also make a deposit or withdrawal at HSBC retail locations throughout the U.S.
HSBC Direct also offers an HSBC Direct Checking account and HSBC Direct CDs.
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