Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
We can help you find the right credit card to earn cash back and maximize your points and miles.
- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The credit card approval process can be speedy or could take weeks.
Too many credit card applications in a short period can hurt your credit score.
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit.
Credit card preapproval or prequalification — which is better?
Deciding whether or not to get a credit card comes down to your personal finances.
Watch out for these red flags before picking your first card.
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out how to use your credit card and which pitfalls to avoid.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
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The Latest Credit Card Advice
You can earn extra rewards through Capital One just by referring your friends. Here’s how the issuer’s Refer a Friend program works.
What do you do if you receive a credit card you didn’t apply for?
What is a balance transfer — and is it a good idea for debt?
The differences between these Visa credit card tiers lie in the extra benefits.
Save money and earn exclusive rewards and perks with a co-branded card.
Some cards automatically offer rewards in your top spending categories each period.
Having a negative balance on a credit card reflects what your issuer owes you.
Deferred interest deals can be enticing but you could pay more than you expected.