Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
We can help you find the right credit card to earn cash back and maximize your points and miles.
- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The credit card approval process can be speedy or could take weeks.
Too many credit card applications in a short period can hurt your credit score.
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit.
Credit card preapproval or prequalification — which is better?
Deciding whether or not to get a credit card comes down to your personal finances.
Watch out for these red flags before picking your first card.
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out how to use your credit card and which pitfalls to avoid.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
Featured by names you know and trust
The Latest Credit Card Advice
If you’re under 21, you need proof of your income or a co-signer to get a card, but there are other options.
Learn the benefits of making your child an authorized user on your credit card.
Learn how to close your Chase account and whether you should.
Credit and debit cards are both popular payment methods, but with different purposes.
Balance your cash flow by reordering your credit card payment dates.
Compare and contrast these two top of the line rotating bonus category cards.
A higher interest rate will kick in once your promotional APR ends.
Here’s what counts in the Capital One Entertainment category for the Savor card family.