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Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Home equity basics

A green house on a sunny day
It’s the portion of your home you own outright. Its uses are almost endless.
home equity
How to estimate your ownership stake, and how much of it you can borrow.
Everything you need to know about HELOC and home equity loan requirements in 2024.

Home equity tools & resources

Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.

The latest

This is the week that was for home equity rates.
Two houses with illustrated circle on the horizon
Yes, you can. But the more relevant question is: Should you hock one house to buy another?
Chase logo
The bank returns to home equity lending space with a loan-like HELOC.
Two architects renovating an apartment
Don’t confuse these soundalikes. They’re quite different.
This is the week that was for home equity rates.
Couple buying a house and closing the deal with the Real Estate Agent with handshake
You get cash out of your home, in return for a piece of the proceeds when you sell.
A HELOC has low interest rates, but it requires you to use your home as collateral.
advisors with clients
It’s a mortgage-credit line combo. Just don’t spend it all in one place.
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