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Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Home equity basics

A green house on a sunny day
It’s the portion of your home you own outright. Its uses are almost endless.
home equity
How to estimate your ownership stake, and how much of it you can borrow.
Everything you need to know about HELOC and home equity loan requirements in 2024.

Home equity tools & resources

Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.

The latest

Design element showing a graph a representation of home prices
Insight into the week that was for HELOCS and HELoans.
Design element showing a graph a representation of home prices
Insight into the week that was for HELOCS and HELoans.
Senior couple preparing dinner
It can add some extra glitter to those golden years. But there are pitfalls to using it too.
Image featuring a house with dollar bills falling from the sky
When, if ever, is it ok to cash in your ownership stake?
House with flowers
Tapping equity for home improvements? Tap away. How about trips and electronics? Think again.
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