Skip to Main Content

Loans

Whether you need a personal, auto, student, or small business loan, we'll help you choose the loan that's right for you.

Helpful links

A Black couple and loan underwriter look at a contract.
A personal loan is used for financing large purchases or covering major expenses.
Man and child sitting at table smiling at laptop.
Getting the best financing for your new set of wheels requires time and research.
A Black woman studying at a table with an illustrated light green background
Paying for college is a challenge for many students, but student loans can help.

Reviews & tools

Upgrade logo
4.7
Rating: 4.7 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
SoFi logo
4.7
Rating: 4.7 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review

Experts in all things finance

Our expert reporters and editors bring the news and analysis you need — backed by data and firsthand experience.

About Bankrate
Andrew Pentis headshot

Andrew Pentis Arrow Right Icon

Certified Student Loan Counselor

Denny Ceizyk headshot

Denny Ceizyk Arrow Right Icon

Senior Loans Writer

Lauren Nowacki headshot

Lauren Nowacki Arrow Right Icon

Senior Loans Writer

The latest

A hand applies a stamp to a document.
Here’s how to qualify for a low interest personal loan.
An Asian woman looks at paperwork
These loans don’t require collateral and typically charge higher interest rates.
Young woman working at home
An APR is a snapshot of how much your personal loan will cost each year.
Young Black woman smiling at tablet sitting at a table
You’ll need excellent credit and good finances to qualify.
Woman sitting at table looking at open laptop with a blue half circle behind her
Personal loan interest rates today are unusually high, thanks to market forces.
A couple reviewing a note and looking at a laptop.
Installment loans are a type of financing that has fixed interest rates and are paid back over a set number of months.
A smiling account sits with a client in his office.
To keep your books balanced properly, make sure you understand each of these terms.
A young, Black man with a prosthetic leg using a laptop in a living room.
Alternative business lending can help you get funded, but often at a higher cost.
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc