Skip to Main Content

Loans

Whether you need a personal, auto, student, or small business loan, we'll help you choose the loan that's right for you.

Helpful links

A Black couple and loan underwriter look at a contract.
A personal loan is used for financing large purchases or covering major expenses.
Man and child sitting at table smiling at laptop.
Getting the best financing for your new set of wheels requires time and research.
A Black woman studying at a table with an illustrated light green background
Paying for college is a challenge for many students, but student loans can help.

Reviews & tools

Upgrade logo
4.7
Rating: 4.7 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
SoFi logo
4.7
Rating: 4.7 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review

Experts in all things finance

Our expert reporters and editors bring the news and analysis you need — backed by data and firsthand experience.

About Bankrate
Andrew Pentis headshot

Andrew Pentis Arrow Right Icon

Certified Student Loan Counselor

Denny Ceizyk headshot

Denny Ceizyk Arrow Right Icon

Senior Loans Writer

Lauren Nowacki headshot

Lauren Nowacki Arrow Right Icon

Senior Loans Writer

The latest

Woman looking up thoughtfully with an illustrated green background and a circle with "550" printed in the middle beside her
Learn how to get a loan with a credit score of 550.
An agent of Immigration and Customs Enforcement (ICE) waits in a hallway outside of a courtroom at New York Federal Plaza Immigration Court inside the Jacob K. Javitz Federal Building in New York on July 17, 2025.
Recent changes in immigration enforcement efforts are impacting small-business customer bases and workforce.
The best time to refinance a business loan is when you can qualify for loans at lower interest rates.
A frustrated Black man dressed in business casual clothes holds his head in his hands. Image is on top of a broken piggy bank and a close-up of a car key fob.
Buying a car before bankruptcy is not always the best financial move.
Woman holding boxes and reading a piece of paper
Time your car loan refinance right to receive the maximum benefits.
Two women complete paperwork at a dealership.
Avoid these car financing mistakes that can take money out of your pocket.
A white woman inspects a car at a dealership.
Shopping around is the best way to get a car loan at a lowest possible rate.
A white man sits at a kitchen table while using an orange phone. There is a laptop open in front of him. Design includes a light yellow semicircle behind him.
Here’s how to decide whether leasing or buying a car is right for you.
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc