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Personal Loans

A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.

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Emergency expense? Big move? A personal loan can help.
Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.
Borrowers have a few places to turn to for personal loans. Here’s what to know.

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Rating: 4.7 stars out of 5
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4.8
Rating: 4.8 stars out of 5
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About Bankrate
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Writer and Consumer Lending Analyst

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Senior Loans Writer

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The latest

If you have strong credit and income, you can likely get a $30k personal loan.
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A personal loan default hurts your credit score. Here’s how to avoid it.
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Cosigning and co-borrowing have their own pros and cons.
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Banks and online lenders both offer loans, but each has advantages and disadvantages over the other.
Debt consolidation can help you stay organized and possibly save money.
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Despite the popularity of no-fee financial products, personal loan origination fees are still common — and sometimes expensive.
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Navigating debt, relationships and supporting long-term financial goals.
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With debt consolidation, you ultimately need a plan in order to tackle your debt.
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