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Personal Loans

A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.

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Emergency expense? Big move? A personal loan can help.
Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.
Borrowers have a few places to turn to for personal loans. Here’s what to know.

Reviews & tools

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4.7
Rating: 4.7 stars out of 5
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4.8
Rating: 4.8 stars out of 5
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Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.

About Bankrate
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Writer and Consumer Lending Analyst

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Senior Loans Writer

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Senior Loans Writer

The latest

The side of a mobile home with a wheelchair ramp leading to the front door
Looking for an inexpensive housing option? Check out a mobile home.
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The Federal Reserve just lowered interest rates for the first time in four years.
design image of roundtable of five personal loan industry experts on market trends
Industry experts weigh in on the stakes of personal loan borrowing today.
Woman reading paperwork
Taking out a personal line of credit is different from obtaining a personal loan.
A portrait photo of Bruce Gehrke on an illustrated green illustrated background.
Only 1 out of every 4 personal loan borrowers identify as “financially healthy”.
An RV in front of an illustrated arrow
Low monthly payments are attractive, but a long RV loan term can add thousands.
Happy senior agent giving her customer paperwork while having a meeting in the office.
Several lenders offer loans for $35,000.
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Before you apply for a $15,000 personal loan, know if you are eligible and how much it will cost over time.
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