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Personal Loans

A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.

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Emergency expense? Big move? A personal loan can help.
Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.
Borrowers have a few places to turn to for personal loans. Here’s what to know.

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4.7
Rating: 4.7 stars out of 5
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4.8
Rating: 4.8 stars out of 5
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Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.

About Bankrate
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Writer and Consumer Lending Analyst

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Senior Loans Writer

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Senior Loans Writer

The latest

Average personal loan interest rates hover around 11 to 12 percent in late 2023.
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Establish a financial plan with your significant other prior to tying the knot.
A smiling couple standing outdoors holding Christmas packages.
‘Tis the season for holiday spending, and you can expect to be inundated with discount offers for opening a credit line when you shop. The warm fuzzy sound of Christmas music and twinkling lights may [...]
A maze made of money
Don’t fall for personal loan misconceptions.
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Your interest rates influence your debt.
Author Denny Ceizyk with money falling behind him on a blue background with a half moon light blue design
Loans salespeople fit into three categories each with their own tactics.
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Borrowing terms and limits will vary depending on which loan product you choose.
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Three women share how a personal loan helped them manage debt and increase savings.
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