Small Business Loans
Small business loans can help launch your startup, cover overhead costs, purchase equipment, refinance debt — and more. Here, you can compare business loan rates, calculate costs and explore your options to find the right loan for you.
Featured Small Business content
How to choose the best small business lender
Banks, credit unions and online lenders offer business loans. This guide helps you evaluate your options to determine which is best.
How do business loans work?
Like any loan, a small business loan is money borrowed from a lender that must be repaid with interest. Learn about types and how to qualify.
Editor's Picks
Pros and cons of a business bank loan
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Here are current rates for SBA loans in 2025
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What's new
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What is an equipment loan and how does it work?
An equipment loan helps businesses purchase equipment without paying the total amount upfront.
5 min read Mar 13, 2025 -
What are small business loans and how do they work?
A small business loan is money borrowed from a lender that must be repaid with interest.
5 min read Mar 13, 2025 -
Alternatives to unsecured business loans
Secured business loans may be cheaper and more accessible than unsecured loans.
5 min read Mar 12, 2025 -
Are business loans harder to get than personal loans?
With the rise of online lenders offering streamlined application processes and more relaxed criteria, getting a small business loan can be just as easy as getting a personal loan.
6 min read Mar 12, 2025 -
What happens if you default on a business loan?
We’ll show you ways to avoid business loan default and what to do if you can’t.
5 min read Feb 28, 2025 -
How can you use a short-term business loan?
Learn how to use a short-term business loan for your small business funding needs.
3 min read Feb 27, 2025 -
What are SBA Community Advantage Small Business Lending Companies?
The SBA is creating Community Advantage Small Business Lending Companies (CA SBLCs) to help provide regular SBA 7(a) loans to businesses in underserved communities.
4 min read Feb 24, 2025 -
Debt vs. equity financing: What you need to know
Debt financing and equity financing are two types of funding options available to small businesses.
6 min read Feb 17, 2025 -
Small business financing: Your options
Finance your small business with loans, grants or crowdfunding.
7 min read Feb 13, 2025 -
Working capital loan vs. small business loan
Learn more about this short-term loan and how it compares to other business loans.
5 min read Feb 13, 2025