Small Business Loans
Small business loans can help launch your startup, cover overhead costs, purchase equipment, refinance debt — and more. Here, you can compare business loan rates, calculate costs and explore your options to find the right loan for you.
Featured Small Business content
How to choose the best small business lender
Banks, credit unions and online lenders offer business loans. This guide helps you evaluate your options to determine which is best.
How do business loans work?
Like any loan, a small business loan is money borrowed from a lender that must be repaid with interest. Learn about types and how to qualify.
Editor's Picks
Pros and cons of a business bank loan
6 min read
Here are current rates for SBA loans in 2025
5 min read
What's new
-
What makes an LLC loan different from a regular small business loan?
LLC loans are just small business loans available to limited liability corporations.
4 min read Dec 12, 2024 -
Pros and cons of LLC loans
Is an LLC loan worth it? Check out our guide to the pros and cons of LLC loans to see.
6 min read Dec 03, 2024 -
9 types of business loans
Compare the most common small business loans to find financing for your business.
11 min read Nov 27, 2024 -
Study: The top 10 states for small businesses
Bankrate ranked all 50 states based on 18 different metrics related to how well they catered to small businesses.
8 min read Nov 25, 2024 -
Survey: Cyber Monday overtakes Black Friday, Small Business Saturday in shopping popularity
59 percent of Americans plan to buy something on Cyber Monday, says survey data.
8 min read Nov 19, 2024 -
How to build business credit
Having a great business credit score can open new doors for your company.
6 min read Nov 07, 2024 -
What is a UCC filing?
A UCC filing is a document that lenders use to help secure their loans.
5 min read Nov 05, 2024 -
How to get an unsecured business loan
Follow these steps to improve your chances to get an unsecured business loan.
7 min read Oct 31, 2024 -
SBA credit score requirements
The SBA itself doesn’t set personal credit score standards for loan approval.
5 min read Oct 24, 2024 -
How to get a short-term business loan
Bankrate explains how to get a short-term business loan in 5 steps.
5 min read Oct 23, 2024