First-Time Homebuyers
If you’re new to buying a home, here’s what you can expect and how to navigate the process
Latest First-Time Homebuyer Articles
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How to save for a down payment
Saving the big chunk of cash you’ll need upfront can be tough. These tactics help.
7 min read Aug 13, 2025 -
Guide to mortgage rate locks: Definition, how it works
A lock helps ensure you don’t get burned by rising interest rates before you close.
4 min read Aug 12, 2025 -
What is a mortgage loan originator?
An MLO is the main point of contact between borrowers and mortgage lenders. Here’s what to know
3 min read Aug 11, 2025 -
National vs. local mortgage lenders: Which is right for you?
Although lenders can provide the same end product, not all are created equally.
6 min read Aug 11, 2025 -
Mortgage rates slide: Ways to take advantage of the lowest rates so far this year
Mortgage rates are at their lowest levels of the year. These tips can help you maximize the drop.
4 min read Aug 07, 2025 -
First-time homebuyer guide
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
11 min read Aug 06, 2025 -
Closing costs: What are they and how much are they?
They’re upfront expenses you pay on closing day. And they can mount into the thousands.
6 min read Aug 05, 2025 -
How much is an FHA loan down payment?
These loans are made for folks who are struggling to afford a home of their own.
4 min read Aug 01, 2025 -
What is a mortgage origination fee? And do you have to pay it?
Here’s how much the fee costs and whether you can negotiate it.
5 min read Jul 29, 2025 -
Understanding escrow: How it works in homebuying
It’s not complicated, but it involves several steps. Here’s how to navigate them.
7 min read Jul 28, 2025
First-Time Homebuyer Programs by State
- Find your state's first-time homebuyer grants and programs
- Arizona first-time homebuyer grants and programs
- California first-time homebuyer grants and programs
- Florida first-time homebuyer grants and programs
- New Jersey first-time homebuyer grants and programs
- North Carolina first-time homebuyer grants and programs
- Pennsylvania first-time homebuyer grants and programs
- Tennessee first-time homebuyer grants and programs
- Texas first-time homebuyer grants and programs
- Washington first-time homebuyer grants and programs
Get guidance
- First-time homebuyer guide
- First-time homebuyer qualifications
- First-time homebuyer grants
- Tips for first-time homebuyers
- Avoid first-time homebuyer mistakes
- First-time homebuyer classes
- First-time homebuyer tax credit
- First-time homebuyer down payment
- How to compare lenders as a first-time homebuyer