First-Time Homebuyers
If you’re new to buying a home, here’s what you can expect and how to navigate the process
Latest First-Time Homebuyer Articles
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3 percent down mortgages: A guide to your options
You don’t have to come up with 20% in cash. But paying less now can cost you later.
8 min read Jun 30, 2025 -
Mortgage brokers: What they do and how they help homebuyers
This home-financing pro could help you find that perfect loan.
9 min read Jun 30, 2025 -
How to shop for a mortgage without hurting your credit score
A drop is inevitable, but you can minimize it.
7 min read Jun 27, 2025 -
20% of aspiring homeowners think they’ll never save enough to buy. Can rent-to-own help?
Learn the pros and cons of a rent-to-own agreement.
9 min read Jun 24, 2025 -
Guide to first-time homebuyer grants
There’s one key fact that separates first-time homebuyer grants from other forms of help.
7 min read Jun 23, 2025 -
FHA 203(k) loans: What they are and how they work
This type of mortgage lets you pay for a home and renovations with a single loan.
6 min read Jun 20, 2025 -
Documents needed for mortgage preapproval
Here’s a checklist of what you need to get a mortgage preapproval letter.
6 min read Jun 20, 2025 -
What is mortgage insurance?
While mortgage insurance primarily benefits the lender, it does serve a purpose for the borrower.
4 min read Jun 19, 2025 -
What is mortgage interest and how does it work?
Here’s everything to know about mortgage interest charges and rates.
5 min read Jun 18, 2025 -
How to buy a house with bad credit
Have credit issues in your past? You still might qualify for a home loan.
5 min read Jun 18, 2025
First-Time Homebuyer Programs by State
- Find your state's first-time homebuyer grants and programs
- Arizona first-time homebuyer grants and programs
- California first-time homebuyer grants and programs
- Florida first-time homebuyer grants and programs
- New Jersey first-time homebuyer grants and programs
- North Carolina first-time homebuyer grants and programs
- Pennsylvania first-time homebuyer grants and programs
- Tennessee first-time homebuyer grants and programs
- Texas first-time homebuyer grants and programs
- Washington first-time homebuyer grants and programs
Get guidance
- First-time homebuyer guide
- First-time homebuyer qualifications
- First-time homebuyer grants
- Tips for first-time homebuyers
- Avoid first-time homebuyer mistakes
- First-time homebuyer classes
- First-time homebuyer tax credit
- First-time homebuyer down payment
- How to compare lenders as a first-time homebuyer