Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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Top money-saving and management apps with sign-on bonuses
Reward apps sometimes have sign-on bonuses that can help you earn more money.
5 min read Feb 26, 2025 -
Will doing a voluntary reposession protect your credit?
Voluntary repossession won’t necessarily help your credit.
6 min read Feb 24, 2025 -
Should you pay your credit card bill early?
Paying your credit card bill early can lower your credit utilization and help you avoid late payments.
4 min read Feb 24, 2025 -
Survey: You’re more likely to get a raise if you learned about money as a kid
A new Bankrate survey shows how our childhood influences our money habits.
9 min read Feb 24, 2025 -
Coping with debt when you’re laid off
If you’re worried about how job loss might affect your debt, here’s what you need to know.
6 min read Feb 21, 2025 -
How the national debt affects personal debt
The national debt can affect your finances indirectly.
6 min read Feb 19, 2025 -
How race impacts credit: the history and effect on lending practices
Anyone can build credit and policies now exist to combat lending discrimination.
9 min read Feb 19, 2025 -
When does debt fall off your credit report?
Missed debt payments or collection accounts can stay on your report for 10 years.
7 min read Feb 19, 2025 -
10 best side hustles to make extra money
A side hustle is something you do in addition to your main job, and the best ones can help you earn a decent amount of cash.
5 min read Feb 19, 2025 -
How to read your credit card statement
Reading your credit card bill helps spot errors, gauge spending and analyze charges.
9 min read Feb 19, 2025