Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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How to upgrade credit cards with the same issuer
Before you upgrade your credit card with the same issuer, you’ll want to look at all your options and consider the drawbacks.
5 min read Feb 18, 2025 -
Should you order foreign currency before you travel?
Planning ahead for foreign currency can help maximize your travel budget overseas.
6 min read Feb 17, 2025 -
Can you use your cellphone bill to build credit?
Use cellphone bills to aid credit though your provider doesn’t report them to bureaus
6 min read Feb 14, 2025 -
Consumer debt by gender: Is there a difference?
Gender plays a key role in how much debt an individual has.
6 min read Feb 14, 2025 -
What is a FICO score?
Building a good FICO credit score is one of the best things you can do for your financial health. Here’s what your FICO score entails.
7 min read Feb 13, 2025 -
6 simple ways to stay consistent with your budget
Master your budget with proven strategies for long-term financial success.
4 min read Feb 13, 2025 -
How to get out of debt with a low income
Before doing anything else, take a deep breath, sit down and determine what you owe and to whom.
7 min read Feb 12, 2025 -
How to negotiate a debt settlement
You can negotiate with your creditors to settle your debt by paying a lump-sum amount that’s less than what you owe. Here’s how.
8 min read Feb 12, 2025 -
What is the best time of year to send money to your family?
Strategic timing of international money transfers can help you save on fees and exchange rates.
5 min read Feb 12, 2025 -
How to make a budget using ChatGPT
This conversational AI tool can add up your spending and offer advice on how to save.
7 min read Feb 10, 2025