Credit

Latest Articles

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  Average credit scores in each state: How does yours compare?

  How does your credit score match with others from your state?

  5 min read Mar 02, 2023
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  What is the Equal Credit Opportunity Act?

  Know your rights when it comes to lending practices.

  7 min read Feb 27, 2023
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  Credit scores in 2022: Statistics and how to build your credit

  Credit may seem difficult to understand, but building it is easier than you think.

  9 min read Dec 20, 2022
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  Why lenders use these 5 factors to best measure your credit risk

  Knowing what impacts your FICO score is key to improving your credit. Here are the top five factors that lenders pay the most attention to.

  5 min read Aug 15, 2022
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  Credit bureaus report incorrect information about identity theft

  If you have been a victim of identity theft and had accounts opened in your name, the FCRA allows you to ask credit bureaus to stop reporting on these illegal accounts.

  3 min read Jun 06, 2022
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  How does payment history affect your credit score?

  Learn more about how your payment history impacts your credit score.

  4 min read Apr 22, 2022
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  How to lift a credit freeze

  Credit freezes are a great idea to protect yourself against identity theft but they aren’t designed to last forever.

  4 min read Mar 01, 2022
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  7 ways you can hurt your credit score

  You could be damaging your credit without realizing it. Watch for these missteps.

  5 min read Feb 25, 2021
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  How credit mix affects your credit score

  When it comes to credit scores, payment history and credit utilization seem to grab the headlines. This is somewhat understandable, since the combination makes up the lion’s share of your FICO score [...]

  4 min read Feb 04, 2021
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  Why are there different types of credit scores?

  Both FICO and VantageScore offer different types of credit scores depending on what information lenders are requesting and which credit score model is being used.

  5 min read Jan 22, 2021