Credit

Latest Articles

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  Best balance transfer cards with no balance transfer fee

  Learn our picks for the best balance transfer cards with no balance transfer fee.

  4 min read Dec 13, 2023
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  UltraFICO: What it is and how it works

  In 2018, the Fair Isaac Corporation (FICO), Experian and Finicity launched the new UltraFICO score. The goal of UltraFICO is to expand credit access and give consumers more control in the credit scoring [...]

  4 min read Dec 10, 2023
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  How to check your credit score

  How can you check your credit score? And why is it important to do this?

  5 min read Aug 25, 2023
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  How much available credit should you have?

  You should accept as much credit as you qualify for, but use it responsibly.

  3 min read Jul 12, 2023
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  Is Experian Boost worth it?

  Experian Boost is a credit-building tool that lets you use alternative data to boost your score. It’s free to use and boosts scores by 12 points on average, yet there are a few downsides to consider [...]

  6 min read Jun 22, 2023
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  Bad credit can affect your mental and physical health

  Bad credit can impact your health, both physical and mental.

  5 min read Apr 24, 2023
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  5 ways to build credit with no credit history

  There are alternative ways to build credit, like becoming an authorized user, opening a store card or reporting your utility payments each month.

  5 min read Apr 18, 2023
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  Hard credit check vs. soft credit check: What’s the difference?

  Not all credit inquiries are equal. Here’s what you need to know.

  5 min read Apr 12, 2023
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  Why did my credit score drop?

  Your credit score may go down for a few reasons, but there are steps you can take today to increase it again.

  5 min read Mar 09, 2023
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  Consumer credit protections: Know your rights

  Credit card consumers enjoy various protections under laws such as the CARD Act.

  5 min read Mar 09, 2023