Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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How many credit cards is too many?
The number of cards that’s right for you depends on how many you can easily manage.
10 min read Sep 13, 2025 -
Gender pay gaps vary by state, industry, job and race and ethnicity. Here’s where pay disparities are the widest
The gender pay gap impacts all women, but not in the same way.
9 min read Sep 12, 2025 -
Current credit card interest rates
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
5 min read Sep 10, 2025 -
Why the debt snowball method is best for your mental health and money
The debt snowball method is great for paying down debt and staying motivated.
5 min read Sep 09, 2025 -
What is a credit reporting agency?
Credit bureaus create credit reports to track consumer finance habits.
5 min read Sep 08, 2025 -
Do medical bills affect your credit? New federal rules may cause changes
Medical debt under $500 is now off your credit reports, even if it goes into collections.
4 min read Sep 04, 2025 -
7 best ways to increase your net worth in 2025
Want to worry less about money and focus on living your best life? Here are some tips to boost your net worth.
5 min read Sep 04, 2025 -
List of monthly expenses to include in your budget
Here are some of the most common monthly expenses to factor into your budget.
5 min read Sep 04, 2025 -
Pros and cons of debt consolidation: Is it a good idea?
Weigh the pros and cons to decide if debt consolidation is right for your situation.
6 min read Sep 03, 2025 -
When to use a personal loan to pay off credit card debt
Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.
5 min read Sep 03, 2025