Savings

Bankrate helps you find the latest deals on savings accounts and learn strategies to maximize your yield.

Explore savings basics

The amount of money you should save each month will vary based on your goals. Here’s what to know.

Woman working with business document and laptop on the table

It’s a low interest rate environment, but there are ways to earn more on your money.

Close up of someone hands holding and counting American dollar banknotes in her hand

Most people know they should be saving a portion of their income, but they might not grasp all of the benefits of doing so. Saving is an important habit to get into for a number of reasons — it helps [...]

Build good budgeting habits

TRY THIS

52-week money saving challenge

Follow this plan of making weekly deposits into your bank account, and you could save $1,378 by the end of the year.

SAVINGS

Bank accounts with budgeting tools

Choose a bank account that helps you develop healthy spending habits with built-in digital budgeting tools.

SAVINGS

Ways to save money on a tight budget

Even on a limited budget, small intentional changes can go a long way to help you build a savings cushion and have greater peace of mind.

SAVINGS

Best money-saving apps

Read up on top available rates and national average trends over time from Bankrate’s weekly survey of banks and credit unions.

Weekly Savings Rates

Bankrate consistently has offers well above the national average to help you earn more on your savings.

See our top savings account rates

Bankrate Partner Average

The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 09/15/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.

4.01^%_APY

National Average

0.61^%_APY

Experts in all things banking

Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.

About Bankrate's team

Greg McBride, CFA

Chief Financial Analyst

Sarah Foster

Principal U.S. Economy Reporter

Mark Hamrick

Senior Economic Analyst

See how much your savings can grow

Bankrate can help you capitalize on the current high interest rate environment. Enter your expected contributions and APY to see how much interest your savings could earn over time.

Learn more

Latest articles

There are ways to access your money and ultimately spend it. Here’s how.

Older couple on a couch, smiling, looking at a laptop

Verizon and Openbank announced a partnership on Tuesday that gives Verizon customers a way to save money on their bill if they have an Openbank High Yield Savings account. Verizon customers can save money [...]

illustration of hammer with box with red health cross sign on it and a stack of cash

Emergency savings depleted? Here’s how to start replenishing it.

Woman sitting on her couch, looking at her laptop

There are a handful of numbers you should track for your financial health and well-being. A few you might already know about – your credit score and your net worth, for example. But you should also know [...]

Two happy people looking at sheets of paper

As the old saying goes: What goes up, must come down. But in the case of annual percentage yields (APYs), we might have a bit more air time. While APYs on deposit accounts may have come down from their [...]

comical illustration of money being injected via medial equipment

Here’s what you need to know about tapping into your emergency fund.

Aerial View of The White House at 1600 Pennsylvania Avenue and Lafayette Square, Washington DC, USA.

After facing a rent increase, I’m moving to Washington, D.C. to save $24,000 over two years.

Take these simple steps to jumpstart your savings plan for a new car.

Our top 5 picks scored highly for access, range of products and digital options.

Ally’s money market account offers a high APY, no minimum deposit or monthly fee.

Man working on laptop and drinking coffee

Money market funds are available from several different brokers and fund managers.

Image of a piggy bank stuffed with dollars and an arrow behind it pointing to the right and going up.

$10,000 high-yield savings vs. $10,000 money market account: Here’s which earns more

These four types of bank accounts can help you meet your financial goals.

Here’s the lowdown on no-penalty CDs, and how they differ from regular CDs.

The best account to save your money will vary by your goal.

These credit unions offer great rates and top-notch features — and many make it easy to join.

It’s a low interest rate environment, but there are ways to earn more on your money.

Couple looking at computer with their financial advisor

Local banks provide valuable in-person services that online-only banks can’t offer.

Whether it’s a mistake made by the bank or you, here’s how to clear your report.

Man in coffee shop using laptop with a card in his hand.

The rule provides a framework for settling unauthorized debit-card transactions.

A brick and mortar bank building on a sunny day

There’s more than one way to bank. Here are the reasons to consider banking locally.

The Consumer Financial Protection Bureau — a main line of defense against unfair banking practices — has been dramatically scaled back under the Trump administration. In May 2025, Congress overturned [...]

Illustration of a US Federal Reserve ink stamp

Every financial decision you make is impacted by the Federal Reserve.

Smiling woman with shaved head paying via tap to pay while shopping at flea market

Let’s look at several online banks and credit unions that let you deposit cash.

A pink piggy bank and white envelope in front of a light blue arched square

Your financial journey starts here

Get the latest financial insights, reviews and information to help you save, invest and grow your money with confidence.

Email address

Please provide a valid email address

By clicking "Subscribe," I agree to Bankrate's Privacy Policy

Welcome to smarter financial decisions.

You're all set to receive the latest financial insights, reviews, and information from Bankrate. Let's make smarter money moves together.

The trusted provider of accurate rates and financial information

Savings

Explore savings basics

Build good budgeting habits

52-week money saving challenge

Weekly Savings Rates

National Average

Experts in all things banking

Compare top-rated banks

Review our top banks of 2025

See how much your savings can grow

Latest articles

Your financial journey starts here