Savings

Bankrate helps you find the latest deals on savings accounts and learn strategies to maximize your yield.

Explore savings basics

The amount of money you should save each month will vary based on your goals. Here’s what to know.

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It’s a low interest rate environment, but there are ways to earn more on your money.

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Most people know they should be saving a portion of their income, but they might not grasp all of the benefits of doing so. Saving is an important habit to get into for a number of reasons — it helps [...]

Build good budgeting habits

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52-week money saving challenge

Follow this plan of making weekly deposits into your bank account, and you could save $1,378 by the end of the year.

SAVINGS

Bank accounts with budgeting tools

Choose a bank account that helps you develop healthy spending habits with built-in digital budgeting tools.

SAVINGS

Ways to save money on a tight budget

Even on a limited budget, small intentional changes can go a long way to help you build a savings cushion and have greater peace of mind.

SAVINGS

Best money-saving apps

Read up on top available rates and national average trends over time from Bankrate’s weekly survey of banks and credit unions.

Weekly Savings Rates

Bankrate consistently has offers well above the national average to help you earn more on your savings.

See our top savings account rates

Bankrate Partner Average

The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 09/15/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.

4.01^%_APY

National Average

0.61^%_APY

Experts in all things banking

Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.

About Bankrate's team

Greg McBride, CFA

Chief Financial Analyst

Sarah Foster

Principal U.S. Economy Reporter

Mark Hamrick

Senior Economic Analyst

See how much your savings can grow

Bankrate can help you capitalize on the current high interest rate environment. Enter your expected contributions and APY to see how much interest your savings could earn over time.

Learn more

Latest articles

A Capital One bank branch in Manhattan in New York

The CFPB dropped its lawsuit alleging Capital One cheated customers out of interest.

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Here’s the difference between APY and interest rate.

It’s possible to negotiate a higher-yielding savings account at your bank.

BIPOC woman meeting with female financial advisor

Finding the right savings account consists of comparing rates, fees and more.

These are the key differences between an FSA and an HSA, and how to choose the right one for you.

Close up of female accountant or banker making calculations

Take control of your money and build a six-figure financial foundation. Here’s how.

Person working at table with computer, drinking coffee and looking at smartphone

Learn why you need to check your APY.

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Start saving today with these saving accounts with no minimum deposit required.

Our top 5 picks scored highly for access, range of products and digital options.

Ally’s money market account offers a high APY, no minimum deposit or monthly fee.

Man working on laptop and drinking coffee

Money market funds are available from several different brokers and fund managers.

Image of a piggy bank stuffed with dollars and an arrow behind it pointing to the right and going up.

$10,000 high-yield savings vs. $10,000 money market account: Here’s which earns more

These four types of bank accounts can help you meet your financial goals.

Here’s the lowdown on no-penalty CDs, and how they differ from regular CDs.

The best account to save your money will vary by your goal.

These credit unions offer great rates and top-notch features — and many make it easy to join.

Illustration of two hands holding phones, sending physical gold coins to one another.

Keep fees in check when you shift money from one bank account to another.

It’s a low interest rate environment, but there are ways to earn more on your money.

Couple looking at computer with their financial advisor

Local banks provide valuable in-person services that online-only banks can’t offer.

Whether it’s a mistake made by the bank or you, here’s how to clear your report.

Man in coffee shop using laptop with a card in his hand.

The rule provides a framework for settling unauthorized debit-card transactions.

A brick and mortar bank building on a sunny day

There’s more than one way to bank. Here are the reasons to consider banking locally.

The Consumer Financial Protection Bureau — a main line of defense against unfair banking practices — has been dramatically scaled back under the Trump administration. In May 2025, Congress overturned [...]

Illustration of a US Federal Reserve ink stamp

Every financial decision you make is impacted by the Federal Reserve.

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Savings

Explore savings basics

Build good budgeting habits

52-week money saving challenge

Weekly Savings Rates

National Average

Experts in all things banking

Compare top-rated banks

Review our top banks of 2025

See how much your savings can grow

Latest articles

Your financial journey starts here