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Personal Loans

A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.

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Emergency expense? Big move? A personal loan can help.
Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.
Borrowers have a few places to turn to for personal loans. Here’s what to know.

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4.7
Rating: 4.7 stars out of 5
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4.8
Rating: 4.8 stars out of 5
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About Bankrate
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Writer and Consumer Lending Analyst

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Senior Loans Writer

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Senior Loans Writer

The latest

Firefighters save children.
An emergency loan will have some impact on your credit score — but it could be good.
Man works on laptop. Behind him is an image of a yellow half circle overlaid on the photograph's background.
When managed well, installment loans can help improve or build your credit.
A signpost that reads "buy now pay later" with a pile of money behind it.
The CFPB’s BNPL guidance has shifted with its new report.
A closeup of hands as the person peels a sticky note while surrounded by other common office supplies. Design is on top of a light purple background.
Home equity loans or balance transfer cards may be a better way to consolidate debt.
A woman frowns at paperwork
Payday loans are an easy way to get cash, but they have sky-high interest rates.
A man and woman look out a window.
Find out how personal loans can help you build wealth in three steps.
An older white couple sits together outside while reading books.
To get a $100,000 personal loan, you’ll need to prove your creditworthiness and ability to repay such a sizable loan.
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