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Personal Loans

A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.

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Emergency expense? Big move? A personal loan can help.
Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.
Borrowers have a few places to turn to for personal loans. Here’s what to know.

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4.7
Rating: 4.7 stars out of 5
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4.8
Rating: 4.8 stars out of 5
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About Bankrate
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Writer and Consumer Lending Analyst

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Senior Loans Writer

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Senior Loans Writer

The latest

A backpack overflows with school supplies, sports gear and a long receipt
I found it funny — and a bit scary — when I noticed Halloween decorations on the shelves beside the back-to-school section of the local grocery store last week. The ghosts and goblins smiled mockingly [...]
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A personal loan can help, but there are cheaper ways to bolster your credit score.
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Low-income loans exist but great rates are rarer.
A dentist works in the open mouth of a patient
A dental loan can be a useful way to cover a necessary procedure.
A man frowns, overwhelmed by debt.
The more debt that buy now, pay later borrowers accumulate, the likelier it is that they’ll resort to personal loans for debt consolidation.
Ongoing changes to the CFPB will likely reduce regulations and consumer protections.
Unemployed man and woman carrying boxes from their office, having just been laid off.
Employment isn’t the only income source considered by lenders.
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To choose the best personal loan lender, you need to consider several important details.
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