Small Business Loans
Small business loans can help launch your startup, cover overhead costs, purchase equipment, refinance debt — and more. Here, you can compare business loan rates, calculate costs and explore your options to find the right loan for you.
Featured Small Business content
How to choose the best small business lender
Banks, credit unions and online lenders offer business loans. This guide helps you evaluate your options to determine which is best.
How do business loans work?
Like any loan, a small business loan is money borrowed from a lender that must be repaid with interest. Learn about types and how to qualify.
Editor's Picks
Pros and cons of a business bank loan
6 min read
Here are current rates for SBA loans in 2025
5 min read
What's new
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Do you need hazard insurance for an SBA loan?
Find out when you need hazard insurance and which SBA business loans require them.
4 min read Jul 19, 2024 -
How hard is it to get a business loan?
The difficulty of getting a business loan depends on your company’s financial health and business history.
6 min read Apr 09, 2024 -
How to get funding to start a business
Bootstrapping and business loans are just two ways to get a business up and running.
10 min read Mar 08, 2024 -
Best business acquisition loans
A business acquisition loan can help small businesses expand, and we’ve rounded up six of the best lenders.
3 min read Feb 28, 2024 -
Factor rate vs. interest rate for business loans
Factor rates and interest rates express the cost of repaying a loan in two different ways.
5 min read Feb 27, 2024 -
Can you get a small business loan after bankruptcy?
It will take time, but you can get a business loan after bankruptcy.
5 min read Feb 08, 2024 -
How long do you have to wait for SBA loan approval?
Looking for an SBA processing time estimate? We’ve got answers for you.
7 min read Jan 31, 2024 -
How to get an SBA startup loan
Interested in applying for an SBA startup loan? Here’s how.
8 min read Jan 19, 2024 -
Business loan personal guarantee: Read this before signing
Personal guarantees require a person to take responsibility if a business defaults.
4 min read Jan 19, 2024 -
Best merchant cash advances
Here are some of the best merchant cash advances to consider for your small business.
5 min read Jan 19, 2024