First-Time Homebuyers
If you’re new to buying a home, here’s what you can expect and how to navigate the process
Latest First-Time Homebuyer Articles
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How much is a down payment on a house?
The down payment question may sound like a simple one, but it has many answers.
8 min read Sep 12, 2025 -
Private mortgage insurance (PMI): What it is and how it works
Hard to avoid it if your down payment is low. But must you pay this extra fee forever?
7 min read Sep 11, 2025 -
Guide to no-down-payment mortgages: Am I eligible?
Some options if you want a house but your savings are small.
6 min read Sep 09, 2025 -
First-time homebuyer qualifications
You can be a “first-time homebuyer” — and get financial aid — even if you’ve owned a place before.
5 min read Sep 09, 2025 -
Guide to first-time homebuyer loans and programs
A comprehensive guide to grants and other tools that can make your homeownership dreams come true.
9 min read Sep 09, 2025 -
What are conforming loans?
It’s a mortgage has to adhere to certain standards — to protect both you and the lender.
6 min read Sep 04, 2025 -
FHA closing costs: What they are and how much you’ll pay
Like other types of mortgages, FHA loans come with closing costs. Here’s a breakdown of what to expect.
4 min read Sep 02, 2025 -
FHA vs. conventional loans: What’s the difference?
Is one better than the other? Here are the pros and cons of each.
6 min read Aug 18, 2025 -
How to get preapproved for a mortgage
If you’re serious about buying a home, it’s the first thing you should do.
8 min read Aug 15, 2025 -
Condo vs. house: Which is best for you?
There are pros and cons to both types of properties, but one might be better suited to first-time buyers.
4 min read Aug 14, 2025
First-Time Homebuyer Programs by State
- Find your state's first-time homebuyer grants and programs
- Arizona first-time homebuyer grants and programs
- California first-time homebuyer grants and programs
- Florida first-time homebuyer grants and programs
- New Jersey first-time homebuyer grants and programs
- North Carolina first-time homebuyer grants and programs
- Pennsylvania first-time homebuyer grants and programs
- Tennessee first-time homebuyer grants and programs
- Texas first-time homebuyer grants and programs
- Washington first-time homebuyer grants and programs
Get guidance
- First-time homebuyer guide
- First-time homebuyer qualifications
- First-time homebuyer grants
- Tips for first-time homebuyers
- Avoid first-time homebuyer mistakes
- First-time homebuyer classes
- First-time homebuyer tax credit
- First-time homebuyer down payment
- How to compare lenders as a first-time homebuyer